Bank Holiday on October 10: Banks to Remain Closed in This State for Karva Chauth — Check Complete RBI List for October

As the festive season continues across India, several regions are witnessing temporary bank closures in line with traditional celebrations. According to the Reserve Bank of India (RBI), banks in Himachal Pradesh will remain closed on Friday, October 10, 2025, due to the observance of Karva Chauth. However, all other states and Union Territories will have regular banking operations on that day.

Bank Holiday on October 10: Karva Chauth Observance in Himachal Pradesh

Karva Chauth, one of the most significant festivals for married women in North India, will be celebrated on October 10 this year. On this occasion, all government and private sector banks in Himachal Pradesh will remain closed as per the RBI’s official holiday calendar.

Karva Chauth holds great cultural and emotional significance among married women who observe a nirjala fast (without food or water) from sunrise to moonrise for the well-being, long life, and prosperity of their husbands. The day concludes with prayers and rituals performed after sighting the moon.

While banking operations in Himachal Pradesh will remain suspended for the day, digital and online banking services, including UPI, ATMs, and internet banking, will continue to function without interruption. Customers can carry out transactions and payments through these platforms as usual.

Upcoming Bank Holidays in October 2025

The month of October 2025 is expected to be one of the busiest months for bank holidays, with multiple festivals lined up across different states. Here’s a detailed list of upcoming holidays as per the RBI’s regional schedule:

• October 10: Banks closed in Himachal Pradesh for Karva Chauth.

• October 11: Second Saturday (holiday for all banks across India).

• October 12: Sunday (weekly holiday).

• October 18: Kati Bihu — banks closed in Assam.

• October 19: Sunday.

• October 20: Diwali, Naraka Chaturdashi, and Kali Puja — banks closed in Tripura, Gujarat, Mizoram, Karnataka, Madhya Pradesh, Chandigarh, Tamil Nadu, Uttarakhand, Assam, Telangana, Arunachal Pradesh, Rajasthan, Uttar Pradesh, Kerala, Nagaland, West Bengal, Delhi, Goa, Chhattisgarh, Jharkhand, Meghalaya, Himachal Pradesh, and Andhra Pradesh.

• October 21: Diwali Amavasya, Laxmi Puja, and Govardhan Puja — banks closed in Maharashtra, Madhya Pradesh, Odisha, Sikkim, Manipur, Jammu, and Srinagar.

• October 22: Vikram Samvat New Year and Balipadyami — holiday in Gujarat, Maharashtra, Karnataka, Uttarakhand, Sikkim, Rajasthan, Uttar Pradesh, and Bihar.

• October 23: Bhai Dooj, Chitragupta Jayanti, and Ningol Chakkouba — banks closed in Gujarat, Sikkim, Manipur, Uttar Pradesh, West Bengal, and Himachal Pradesh.

• October 25: Fourth Saturday (holiday across India).

• October 26: Sunday.

• October 27: Chhath Puja (Evening Arghya) — banks closed in West Bengal, Bihar, and Jharkhand.

• October 28: Chhath Puja (Morning Arghya) — holiday in Bihar and Jharkhand.

• October 31: Sardar Vallabhbhai Patel Jayanti — banks closed in Gujarat.

Plan Your Banking Work in Advance

Given the number of regional holidays in October, the RBI advises customers to plan their banking-related activities in advance. Services like cash deposits, cheque clearance, and branch visits may be affected due to state-specific holidays.

However, digital alternatives such as net banking, mobile apps, NEFT, RTGS, and UPI will remain operational throughout the month. This ensures that essential financial transactions can be managed without disruption even during bank closures.

Key Takeaway

• Banks in Himachal Pradesh will remain closed on October 10, 2025, due to Karva Chauth.

• All other states will have normal working hours.

• Customers are encouraged to complete important banking work before the weekend and upcoming festival dates.

• Digital banking platforms will function normally across India.

The RBI’s comprehensive list of holidays for October 2025 highlights the diverse cultural fabric of India, where festivals play a central role in daily life. So, if you have important financial transactions lined up, make sure to plan ahead and take advantage of online banking facilities during this festive month.